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Body Fat Calculator

Estimate your body fat percentage from a few tape measurements using the US Navy method, and see how much of your weight is fat versus lean tissue. Includes the formula, the real accuracy, and what this number does and does not tell you.

OC
OmniCalculator Pro Editorial Team Formulas verified against published sources
Updated October 2, 2026 Fact-checked ⭐ 4.8 / 5 (546)
What is a Body Fat Calculator?

A body fat calculator estimates what proportion of your body weight is fat tissue rather than muscle, bone and water. This one uses the US Navy circumference method, which needs only a tape measure and predicts body fat from the relationship between your height and a few key circumferences. Unlike BMI, it can distinguish a muscular build from a heavier one, which is why it is the more informative of the two — though it is still an estimate, typically within 3 to 4 percentage points of a laboratory measurement.

📏 Estimate Your Body Fat

Measure with a flexible tape, keep it level and snug without compressing the skin, and enter the figures below.

yrs
cm
kg
cm
Just below the larynx
cm
At the navel
Estimated Body Fat
0%
—
Fat Mass
0
Lean Mass
0
BMI
0

Where This Sits on the Reference Scale

Essential
Athletic
Fitness
Average
Above avg
2%25%40%+
Cross-check (BMI-based estimate): —
The Deurenberg equation estimates body fat from BMI and age. Where the two methods disagree noticeably, the Navy figure is usually closer for people with more muscle.

These are estimates from circumference equations, not measurements. Typical error against laboratory methods is around 3 to 4 percentage points, and technique matters more than the arithmetic. This is general information, not medical advice.

📑 In This Guide

  1. How to Use This Calculator
  2. How to Take the Measurements
  3. The US Navy Formula
  4. Worked Example
  5. Reference Ranges Explained
  6. Body Fat Percentage vs BMI
  7. How the Measuring Methods Compare
  8. What Affects Accuracy
  9. Tracking Change Sensibly
  10. People Also Ask
  11. Frequently Asked Questions

How to Use This Calculator

  1. Choose your units and sex.The equation differs by sex because essential fat levels differ physiologically. Women also need a hip measurement, which the form adds automatically.
  2. Enter height, weight and age.Height drives the Navy equation directly. Weight is used to convert the percentage into fat mass and lean mass, and age feeds the BMI-based cross-check.
  3. Measure and enter the circumferences.Neck and waist for everyone, plus hips for women. The measuring section below covers exactly where the tape goes.
  4. Read the result in context.You get a percentage, the reference band it falls in, and how much of your weight is fat versus lean tissue. Read the accuracy section before drawing conclusions from the number.

How to Take the Measurements

Measurement technique matters more than the formula. A tape held one inch higher, or pulled tighter, changes the answer more than any difference between equations.

Use a flexible tape measure, not a metal builder's tape. Measure directly against skin or over very thin clothing. Keep the tape level all the way round, snug enough to stay in place but not tight enough to compress the skin. Breathe out normally and do not suck in.

MeasurementWhereCommon Mistake
NeckJust below the larynx, tape sloping slightly down at the frontFlaring the neck or measuring too high
Waist (men)Horizontally at the navelMeasuring at the narrowest point instead
Waist (women)At the narrowest part of the torsoMeasuring at the navel instead
Hips (women)At the widest point of the buttocksTape not level at the back
✅ Measure under the same conditions every time

First thing in the morning, before eating or drinking, after using the bathroom. Circumferences shift through the day with food, fluid and posture. Consistency is what makes a series of readings comparable, and comparing a morning reading with an evening one can manufacture a change that did not happen.

The US Navy Formula

The method was developed by the Naval Health Research Center in the 1980s as a practical way to assess body composition at scale without laboratory equipment. It works because the ratio between certain circumferences and height correlates reasonably well with body fat across a population.

Men (metric, cm):
%BF = 495 / (1.0324 − 0.19077 × log10(waist − neck) + 0.15456 × log10(height)) − 450

Women (metric, cm):
%BF = 495 / (1.29579 − 0.35004 × log10(waist + hip − neck) + 0.22100 × log10(height)) − 450

Fat mass = weight × (%BF / 100)
Lean mass = weight − fat mass

Notice that weight does not appear in the body fat equation at all — only circumferences and height. This is deliberate, and it is exactly why the method can tell a muscular 90 kg person apart from a sedentary one of the same weight, which BMI cannot.

Worked Example: Step by Step

A man of 178 cm and 75 kg, neck 38 cm, waist 85 cm

Step 1: Find the waist-minus-neck value

85 − 38 = 47 cm

Step 2: Take the logarithms

log10(47) = 1.6721 log10(178) = 2.2504

Step 3: Build the denominator

1.0324 − (0.19077 × 1.6721) + (0.15456 × 2.2504) = 1.0324 − 0.3190 + 0.3478 = 1.0612

Step 4: Finish the equation

495 / 1.0612 = 466.4 466.4 − 450 = 16.4

Step 5: Convert to fat and lean mass

Fat mass = 75 × 0.164 = 12.3 kg Lean mass = 75 − 12.3 = 62.7 kg

Estimated body fat 16.4%, which is 12.3 kg of fat and 62.7 kg of lean mass

Reference Ranges Explained

These bands come from the American Council on Exercise and are widely reproduced. They describe populations, not individuals, and the boundaries are conventions rather than physiological cliffs.

┌──────────────────┬─────────────────┬─────────────────┐ │ CATEGORY │ MEN │ WOMEN │ ├──────────────────┼─────────────────┼─────────────────┤ │ Essential fat │ 2 – 5% │ 10 – 13% │ │ Athletes │ 6 – 13% │ 14 – 20% │ │ Fitness │ 14 – 17% │ 21 – 24% │ │ Average │ 18 – 24% │ 25 – 31% │ │ Above average │ 25%+ │ 32%+ │ └──────────────────┴─────────────────┴─────────────────┘
⚠️ Essential fat is a floor, not a goal

Essential fat is the minimum the body needs for hormone production, organ protection and normal function. Sustained levels at or near that floor carry real health consequences, particularly for women, where very low body fat is associated with menstrual and bone health problems. These bands describe where people fall, not where anyone should aim.

Body Fat Percentage vs BMI

Our BMI calculator page makes the point that BMI cannot see body composition. Body fat percentage is the measure that addresses exactly that gap, and comparing the two on the same person shows why it matters.

Two men, both 180 cm and 88 kgBMIBody Fat (Navy)
Trains with weights, waist 82 cm, neck 41 cm27.2 — "overweight"About 13% — athletic
Sedentary, waist 104 cm, neck 39 cm27.2 — "overweight"About 27% — above average

Identical BMI, materially different body composition, and only the circumference method distinguishes them. This is the single clearest illustration of why BMI is a population screening tool rather than an individual assessment.

💡 Waist measurement alone is informative

If you only take one measurement, make it waist circumference. It reflects abdominal fat, which is more closely associated with metabolic risk than total body fat is. A frequently cited rule of thumb is to keep your waist under half your height, which needs no formula at all.

How the Measuring Methods Compare

Circumference methods sit in the middle of a range of techniques that trade accuracy against cost and accessibility.

MethodTypical ErrorPracticality
DEXA scanAbout 1–2%Clinical, costly, considered a reference standard
Hydrostatic weighingAbout 2%Laboratory only
Bod PodAbout 2–3%Specialist facilities
Skinfold calipersAbout 3–5%Cheap, but heavily technique-dependent
US Navy tape methodAbout 3–4%Free, repeatable at home
Bioelectrical impedance scalesAbout 4–8%Convenient, sensitive to hydration

The practical conclusion is that no home method gives you a figure accurate to the decimal place. What they do give you, used consistently, is a reliable sense of direction, which is usually the question people actually care about.

What Affects Accuracy

The Navy equation was derived from a military population, which shapes where it performs well and where it drifts.

⚠️ Not for diagnosis, and not for children

This calculator is a general reference for adults. It is not diagnostic and cannot account for medical conditions, medications or individual variation. Children and adolescents are assessed with age-and-sex-specific growth references by a clinician, because body composition changes substantially through growth.

Tracking Change Sensibly

A single body fat reading is close to meaningless. A series of readings taken the same way is genuinely useful.

Measure every two to four weeks rather than daily. Shorter intervals mostly capture noise from hydration and digestion rather than real change in tissue. Record the raw circumferences alongside the percentage, because those are the actual measurements; the percentage is a derived number that inherits every error in them.

When you compare readings, look at the trend across three or four sessions rather than the gap between the last two. Body composition changes slowly, and a method with a three to four point error band cannot resolve a one point change in a fortnight.

💡 What the number does not tell you

Body fat percentage says nothing about your blood pressure, blood glucose, lipid profile, sleep, strength or how you feel. Those measure health directly rather than by proxy. If health is the actual question, they are better things to track, and most of them need a clinician rather than a tape measure.

If tracking these figures causes distress, or you find yourself measuring compulsively, stepping away from the numbers is a reasonable and often healthier choice. Weight and body composition figures can be difficult, and a calculator has no way of knowing that. Speaking to a doctor or a registered dietitian will get you considerably further than any formula.

Last Updated: October 2, 2026 · Navy and Deurenberg equations verified against published sources and tested with known values. Educational information only, not medical advice.

People Also Ask

Commonly cited reference bands put the fitness range at roughly 14 to 17 percent and the average range at 18 to 24 percent for men. Athletes often sit between 6 and 13 percent. "Good" depends heavily on age, training history and what you are optimising for, and these bands describe where populations fall rather than prescribing a target for any individual.
The fitness range is usually given as about 21 to 24 percent and the average range as 25 to 31 percent. Women require more essential fat than men, roughly 10 to 13 percent against 2 to 5 percent, for hormone production and reproductive function, so every band sits higher. Very low body fat in women is associated with menstrual and bone health problems.
The BMI-based Deurenberg equation estimates body fat from height, weight, age and sex alone, and this calculator shows it as a cross-check. It is less accurate than the tape method because it inherits BMI's core weakness: it cannot see body composition. For anyone who trains, the circumference method will be meaningfully closer.
Bioelectrical impedance scales pass a small current through the body and infer composition from resistance, which is sensitive to hydration, recent food, skin temperature and time of day. Typical error is around 4 to 8 percent, wider than the tape method. Readings from the same scale under the same conditions are reasonable for tracking, but comparing across methods rarely agrees.
Changes in body composition happen slowly, and a method with a 3 to 4 point error band cannot reliably detect small changes over a few weeks. Rather than chasing a monthly figure, measure every two to four weeks and read the trend across several sessions. For a plan suited to your circumstances, a doctor or registered dietitian is the right place to start.
Typically yes. Lean muscle mass tends to decline gradually through adulthood while fat mass holds or rises, so body fat percentage often increases even when weight stays constant. Some reference charts apply slightly higher acceptable ranges for older adults for this reason. The Deurenberg equation includes age directly, which is why its estimate shifts with it.
Lean body mass is everything that is not fat: muscle, bone, organs, connective tissue and water. It is calculated as total weight minus fat mass. It is a useful figure to track alongside the percentage, because it distinguishes losing fat from losing lean tissue, which a scale weight alone cannot do.
Better than BMI, but with caveats. Because it reads composition from circumferences, substantial neck or trunk muscle can shift the inputs in ways the equation interprets as body fat. Very lean athletes in particular tend to be overestimated. It remains useful for tracking change in the same person over time, which is what it was designed for.

Frequently Asked Questions

Studies comparing the Navy circumference method against hydrostatic weighing generally find it falls within about 3 to 4 percentage points for most people. That is reasonable for tracking change over time but not precise enough to treat a single reading as exact. Measurement technique is the largest source of error: a tape held at a slightly different height or tension can shift the result by a percentage point or more.

Commonly cited reference ranges put fitness level at roughly 14 to 17 percent for men and 21 to 24 percent for women, with average at about 18 to 24 percent and 25 to 31 percent respectively. Essential fat, the minimum the body requires, is around 2 to 5 percent for men and 10 to 13 percent for women. These are population reference bands, not individual targets, and healthy ranges vary with age, genetics and athletic background.

Women carry more essential fat for physiological reasons including hormone production and reproductive function. Essential fat is roughly 10 to 13 percent in women compared with 2 to 5 percent in men, so every reference band sits correspondingly higher. Comparing a woman's percentage against male ranges is a common and misleading error.

BMI compares weight to height and cannot distinguish muscle from fat, so a muscular person often reads as overweight despite low body fat. Body fat percentage estimates the proportion of your weight that is fat tissue, which is the more informative measure. The Navy method gets at this through circumference measurements rather than weight alone.

Every two to four weeks is enough to see a genuine trend. Measuring more often mostly captures noise: hydration, food in the digestive system and time of day all shift circumferences slightly. Measure under the same conditions each time, ideally in the morning before eating, and compare the trend rather than individual readings.

The tape method is generally more consistent, with typical error around 3 to 4 percent against roughly 4 to 8 percent for bioelectrical impedance scales, which are sensitive to hydration and time of day. Either works for tracking direction if you are consistent. Neither is accurate enough to treat a single reading as a precise measurement.

No. The equations were developed for adults and do not apply to growing bodies. Children and adolescents are assessed with age-and-sex-specific growth references by a paediatrician, because normal development involves substantial variation in body composition over short periods.

No. All calculations happen entirely in your browser. Your measurements stay on your device, nothing is sent to our servers, and no data is stored after you close the page.

📚 Sources & References

  1. Centers for Disease Control and Prevention (CDC) — Assessing body measures and weight status.
  2. National Institute of Diabetes and Digestive and Kidney Diseases (NIH) — Body composition and weight management research.
  3. American Council on Exercise (ACE) — Body fat percentage reference categories.
  4. World Health Organization (WHO) — Waist circumference and body composition guidance.

This calculator provides estimates for general educational purposes and is not medical advice, diagnosis or treatment. Circumference equations carry a typical error of several percentage points and were developed for adult populations. Speak to a doctor or registered dietitian about your individual health, and seek medical advice before making changes to diet or exercise.