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Salary Calculators

Convert your pay between any period and understand your real take-home. Free tools for job offers, raises, budgeting, and comparing wages.

Whether you're weighing a job offer, negotiating a raise, or just trying to budget, salary math shouldn't be confusing. Our salary calculators translate any pay figure into every period — hourly, weekly, monthly, yearly — and show you what you actually keep after taxes.

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Salary Calculator

Convert pay between hourly, daily, weekly, biweekly, semi-monthly, monthly, and annual. Includes a take-home pay estimate after federal and FICA taxes.

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Retirement Calculator

Once you know your salary, see how much of it to save. Project your nest egg and retirement income with the 4% rule.

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Why Use a Salary Calculator?

Pay is quoted in a dozen different ways — an hourly wage on a job listing, an annual figure in an offer letter, a biweekly amount on your paycheck. A salary calculator puts them all on the same footing so you can compare fairly and plan confidently.

It also reveals the gap between gross and net pay. The salary in your offer is before taxes; what lands in your account is 20-35% less. Knowing your real take-home helps you budget accurately and avoid overcommitting based on a gross number you'll never actually see.

Common Hourly-to-Salary Conversions

HourlyAnnual (full-time)Monthly
$15/hr$31,200$2,600
$20/hr$41,600$3,467
$25/hr$52,000$4,333
$30/hr$62,400$5,200
$40/hr$83,200$6,933

Based on a standard 40-hour week and 52 weeks per year. Use our Salary Calculator for your exact numbers and take-home estimate.

Common Salary Questions

For instant conversions and take-home estimates, use our Salary Calculator.

Frequently Asked Questions

Yes, completely free with no signup. All calculations run in your browser and no data is stored or transmitted.

Yes. Open the tax estimate panel to see approximate take-home after federal income tax and FICA. You can add a state tax rate for a closer figure. It's a ballpark estimate, not an exact paycheck, since it excludes pre-tax deductions and local taxes.

Absolutely. Just change the hours per week and weeks per year to match your actual schedule. The calculator recalculates all periods based on your real hours, so it works for part-time, full-time, and non-standard schedules.

Convert both offers to the same pay period, then to take-home, so you are comparing like with like. After that, weigh the parts salary does not capture: employer retirement matching, health coverage, paid leave and bonuses. Our retirement calculator shows what a difference in employer match is actually worth over time.

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Understanding What You Actually Earn

Pay is quoted in whatever format suits the person quoting it. A job listing shows an hourly rate, an offer letter shows an annual figure, and your bank shows a biweekly deposit. Comparing two opportunities means converting them to a common basis first, which is the entire purpose of a salary calculator.

The second, larger gap is between gross and net. The number in an offer is before income tax, social security contributions and any deductions you elect. What arrives in your account is typically twenty to thirty-five percent lower depending on your income, location and contributions. Budgeting from a gross figure is a common reason a good salary feels tight.

Pay BasisPeriods per YearNotes
Hourly2,080 hours full-time40 hours x 52 weeks is the standard assumption
Weekly52Common for hourly and trade work
Biweekly26Two months a year contain three paychecks
Semi-monthly24Twice monthly, often the 15th and last day
Monthly12Typical for salaried roles
Annual1The figure quoted in offers
Biweekly and semi-monthly are not the same

Biweekly means every two weeks, giving 26 paychecks. Semi-monthly means twice a month, giving 24. The annual total is identical but the individual amounts differ, and biweekly earners receive two months a year with an extra check.

Where This Matters Most

Salary conversion comes up most often at three moments: comparing job offers, evaluating a raise, and building a budget. In each case the useful step is the same, converting everything to the same period and then to take-home, so you are comparing like with like.

For a raise in particular, translating the annual figure into a per-paycheck amount makes it concrete. A 5,000 raise is roughly 192 gross per biweekly check, or around 144 after typical deductions, which is a more useful basis for planning than the headline number.

Common Questions

Multiply the hourly rate by hours worked per week and then by weeks worked per year. Full-time standard is 40 hours across 52 weeks, giving 2,080 hours. At 25 per hour that is 52,000 annually. Adjust the hours and weeks if your schedule differs.
Typically 65 to 80 percent of gross, depending on income level, filing status, state or regional taxes and any pre-tax deductions such as retirement contributions or health insurance. Our salary calculator includes an optional estimate covering federal income tax and FICA.
Because the offer is gross and the paycheck is net. Income tax, social security and Medicare contributions, and any elected deductions all come out before you see the money. The gap surprises people because the offer figure is the one they budgeted around.
No. Employer retirement matching, health coverage, paid leave and bonuses can be worth a substantial amount. A lower salary with a strong benefits package frequently beats a higher one without.